Welcome to K.P. Scharfe Insurance Brokers Ltd., your trusted insurance broker in Toronto, Ontario. With over 75 years of experience in the insurance industry, we provide comprehensive insurance solutions backed by integrity, expertise, and exceptional service. Our commitment is simple: to protect what matters most to you. Explore our offerings and let us help you build a secure future with confidence.
Explore our services
Insurance decisions can be complex, and the right coverage isn’t always obvious. At K.P. Scharfe Insurance, we focus on understanding your situation first—then guiding you through your options clearly and honestly.
As an independent broker, we work on your behalf, helping you compare coverage, avoid gaps, and make informed decisions without pressure.
Coverage options to keep you protected on the road.
Flexible coverage to protect your home and belongings.
Tailored solutions to help protect your business.
Plans designed to support your family’s future.
K.P. Scharfe Insurance Brokers Ltd. has been a family-run brokerage since 1948. Built across generations, our business is rooted in personal service and long-standing relationships.
When you work with us, you’re not just a policy number—you’re part of a brokerage that values trust, continuity, and clear guidance.
“K.P. Scharfe Insurance helped me find the right coverage for my auto and home insurance and took the time to explain my options clearly. I highly recommend them.”
Benjamin Wood“I’ve worked with K.P. Scharfe Insurance for years, and they’ve consistently gone above and beyond to support my business insurance needs. Their service is reliable and professional.”
Emma Thompson“K.P. Scharfe Insurance helped me choose a life insurance plan that made sense for my family. The process was straightforward, and I always felt supported.”
Oliver Hartman